Instant Eligibility Check - Discover your mortgage options and if you qualify in minutes.
All Credit Profiles Considered - Good, bad, or improving credit? Our calculator is designed for everyone.
No Impact on Credit Score - Our eligibility check gives you peace of mind without credit checking.
Real-Time UK Lender Data - Our calculator leverages current lender data to see your borrowing limits.
Remortgages & Purchases - Our calculator is designed to give you precise, personalised results.
Explore Your Options - Find out how much you can borrow, and if your plans are achievable.
We're here Monday to Friday, 9am - 5pm.
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
SoSave Money is a trading style of Simply Online Media Limited, a company registered in England and Wales, registered number 07849157 and registered office address C/O Ellis & Co, 114-120 Northgate Street, Chester, Cheshire, United Kingdom, CH1 2HT. Telephone number 01244 264 866.
Simply Online Media Limited are an Appointed Representative of Charwin Private Clients Limited which is authorised and regulated by The Financial Conduct Authority. Registered number 498486.
Welcome to the most straightforward way to understanding your mortgage options in the UK.
Our advanced calculators use real lender data to provide you with accurate, personalised insights into your mortgage eligibility, maximum borrowing capacity, and affordability.
Whether you're purchasing a new home or considering a remortgage, our tools are designed to empower you with knowledge based on current market conditions.
Understanding your mortgage options shouldn't be complicated. We’re here to make mortgage eligibility and borrowing capacity transparent and accessible to all, regardless of your credit history.
By leveraging real-time UK lender data, we aim to ensure that the information you receive is not only accurate but should be achievable.
Take the first step towards securing your mortgage. Use our calculators today to unveil the possibilities and plan your next move with confidence.
Check your eligibility and discover how we can help you unlock your mortgage options. It's free, fast, and fully confidential – only enquire to us if you want to.
Ready to take the next step? Once you have your results, proceed with your enquiry and get full transparency and support from our expert team of brokers, who’ll get you the best rates and mortgage funding available to you.
We look forward to helping.
Expert Mortgage Solutions for Challenging Credit Profiles
Navigating life's financial hurdles can often feel like an uphill battle, especially with a less-than- perfect credit history.
At SoSave Money, we champion the belief that past credit difficulties shouldn't dictate your future. Our team of specialist brokers is dedicated to guiding you beyond the constraints of bad credit profiles, offering hope and practical solutions tailored to your unique circumstances.
Are you grappling with CCJs, whether outstanding or satisfied? Facing hurdles due to defaults, missed credit payments, or even mortgage arrears? Or perhaps you're looking to navigate your way out of an existing IVA or debt management plan? Look no further. Our expertise is your key to unlocking a brighter financial future.
Unlike the majority of the mortgage market and brokers, who often fall short of supporting individuals with credit challenges, SoSave Money stands ready and fully equipped to pivot your situation towards positive outcomes. Our mission? To empower you with the financial tools and insights needed to rewrite your credit story.
Our strategy is simple yet powerful. With unrestricted access to the UK's vast mortgage market and an expansive secured loan panel at our disposal, we're uniquely positioned to assist a wide range of clients in securing funds for any purpose.
Our approach not only facilitates the repayment of outstanding debts but also lays the groundwork for credit score improvement.
But our support doesn't end there. Following the initial steps, we collaborate closely with our clients to develop a forward-looking financial plan. This roadmap is designed to optimise future financial arrangements, further reducing expenses, and seamlessly transition you back into mainstream lending channels.
In today's world, maintaining a solid credit profile is more than a necessity - it's a cornerstone of financial wellbeing.
Allow SoSave Money to be your partner in navigating the journey back to financial health and stability.
Together, we can turn your credit challenges into a foundation for lasting financial wellbeing.
SoSave Money began life in 2005 as Money Hospital, which provided customers with advice and information on personal money matters.
We are a part of Simply Online Media, a company that offers a range of technology-based solutions to help consumers find the best products, services, and advice online.
We decided to re-launch in 2016 with a whole new look, a new name and lots of exciting new products and features.
SoSave Money is completely independent and is not owned by any of the companies offering products and services on the site, so our customers can be sure that all of the information we provide is unbiased.
Our mission is to help our customers understand their finances and stretch their money that little bit further by using comparison tables to get the best prices possible from our range.
Through our relationships with a range of specialists, our customers have access to a range of great deals on everything from credit cards to travel insurance.
